Buy your dream home today!
Getting a home loan with Home Mortgage Finance is so easy & simple, just choose a house from the properties listed on Home Mortgage Access & we will buy the home for you.
Cash loans up to US$100,000
Are you a business owner finding it difficult to obtain a loan? Transform a portion of your house's value into cash and get a same-day loan from us without having to sell your property.
Your vision, Your rules.
Become your own boss and finance your dreams with a home equity loan. We provide quick and flexible capital tailored for local enterprises.
Home Mortgage Finance
Home Mortgage Finance is an innovative mortgage provider in Zimbabwe, authorized by the Reserve Bank of Zimbabwe. Specializing in home equity release mortgages, the institution allows homeowners to borrow money against the value of their properties. This service is particularly beneficial for small and medium-sized enterprises (SMEs), as it facilitates access to much-needed working capital.
By leveraging home equity, entrepreneurs can launch new ventures or expand existing businesses, significantly strengthening the entrepreneurial landscape in Zimbabwe. We foster a culture of active economic participation, transitioning property assets from mere ownership to active capital instruments.
Easy Project Financing
We make it easy to access structural financial assistance for starting and completing your home project.
Diverse Product Catalog
We have a diverse mortgage and capital release product offering that our customers can choose from.
Why Partner With Us?
WE ARE NOT A BANK
We view ourselves as adaptable, reachable, and committed to serving your needs. With our 24-hour loan processing turnaround, you’ll receive your funds almost instantly.
RISK FREE
We are risk-free, innovative mortgage specialists. Committed to providing tailored mortgage solutions to meet your financial needs without legacy bank barriers.
TRANSPARENCY & CARE
We are completely honest and transparent in all our dealings. There is no fine print, no hidden charges, and no unpleasant surprises or markup overhead.
Our Advantage
Home Acquisition
- check_circleChoose a house from our reputable retail network
- check_circleEasier mortgage access
- check_circleFlexible loan tenures
- check_circleMortgage switch or transferring to us
Our Company
We are passionate home finance specialists that offer competitive products and an amazing experience to make it easier for our clients to achieve their home ownership goals.
Need Finance to Unlock Your Property?
Get a cash loan for half your home's market value to fund your business or unexpected needs, with easy repayment—pay interest only and repay the principal later.
Loan Against Property Features:
- task_alt5-15 years loan tenure
- task_altCustomized eligibility
- task_altPersonalized doorstep services
- task_altLoan up to 50% of the property value
Our Products
We provide convenient access to home mortgage loans designed specifically for small and medium-sized enterprises as well as individual borrowers.
Home Loans
Simplified to help you buy your dream home; we have made it easy by removing the traditional mortgage barriers.
Home Equity Release
You can borrow 40% to 50% of the value of your home without selling it, you get a cash lump to help grow your business.
Mortgage Switch
Transfer mortgage, involves moving your current mortgage from one lender to us with competitive rates.
Home Construction Loan
Short-term financing that is used to cover the costs associated with building of your home with stage-based releases.
Simulate Your Capital Route
Drag the sliders below to estimate your capital clearances. Our simulator actively models money-market yields at a stable 10% APR, capped at our conservative 50% Loan-to-Value margin to protect asset integrity.
$3,187
Amortized over 60 Monthly installments
50.0%
$41,223
• TOTAL ESTIMATED REPAYMENT: $191,223
• DIRECT WHolesale Money Market Routing standard applied.
Our Partners
Our strategic partners make it easy to deliver quality services to our customers.
Moen Housing Developers
www.moenhousing.africa
Home Mortgage Finance Trust
Home Mortgage Access
www.mortgageaccess.co.zw