Sovereign Integrity & Standards

A Sovereign Alternative to
Commercial Bureaucracy.

Bypass commercial bank delays and high-interest bottlenecks. We clear capital transactions in Zimbabwe through a concurrent multi-desk tripartite architecture, delivering rapid funding release under strict compliance.

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Who We Are

A Registered Specialists Mortgage Provider

Home Mortgage Finance is a new mortgage provider in Zimbabwe, approved by the Reserve Bank of Zimbabwe. We focus on home equity release mortgages, which allow homeowners to borrow money based on the value of their homes.

This service is especially helpful for small and medium-sized businesses (SMEs), as it provides access to important working capital. By using their home equity, entrepreneurs can start new businesses or grow their existing ones, which strengthens the entrepreneurial scene in Zimbabwe.

Home Mortgage Finance helps individuals and SMEs, promoting a culture of entrepreneurship among homeowners. Clients can make good use of their property's value, moving from just owning a home to actively participating in the economy. Our focus on improving homeownership and business opportunities makes Home Mortgage Finance an important player in Zimbabwe's financial landscape.

In addition to home equity release loans, Home Mortgage Finance offers customized mortgage options for individuals and businesses. By combining innovative financial products with a focus on customer needs, the institution helps build a strong financial community, allowing homeowners and entrepreneurs to succeed.

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Our Story

"A FRESH METHOD TO ACQUIRE FINANCING FOR YOUR BUSINESS VENTURE, HOME IMPROVEMENT, OR BUYING A NEW HOUSE."

Operational Disruption

What makes us different?

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We are not a bank

We view ourselves as adaptable, reachable, and committed to serving your needs. With our 24-hour loan processing turnaround, you’ll receive your funds almost instantly without typical banking delays.

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We are risk-free, innovative mortgage specialists

Committed to providing tailored mortgage solutions to meet your financial needs. We focus solely on mortgages to provide a greater range of opportunities for homeowners.

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Transparency and Care

We are completely honest and transparent in all our dealings. There is no fine print, no hidden charges, and no unpleasant surprises throughout your borrowing lifecycle.

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Strategic Focus

Our Vision & Mission

Vision Statement

"To be the top choice for mortgage financial services, our focus is on truly prioritizing the needs and interests of our clients."

Mission Statement

"To deliver a simplified, modern everyday mortgage experience to all of our clients."

Corporate Culture

Our Values

Values define the character of both individuals and organisations. At Home Mortgage Finance, they shape our everyday decisions.

Customer-centricity

Putting clients at the centre of service.

Integrity / Trust

Acting with honesty and transparency.

Innovation

Delivering creative, modern financial products.

Commitment / Care

Being dedicated to exceeding customer needs.

Institutional Stewardship

Key People

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Tichaona Peter Mafemba

Founder & Operations Director

10+ years of microfinance execution, pioneering central bank-approved mobile lending architecture in 2012, and engineering a rent-to-buy layout cited for structural housing innovation by the World Bank.

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Rejoice Tariro Kaseke

CEO & Co-Founder

7+ years of deep corporate banking mortgage processing and structural commercial underwriting mastery.

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Ready to access your built property value?

Initialize a secure, central-bank compliant digital review. Discover actionable borrowing limits under complete process transparency without baseline long-term operational obligations.

Absolute Institutional Integrity • Reserve Bank of Zimbabwe Supervised Framework